45 highly-engineered, copy-and-paste ChatGPT prompts built exclusively for insurance claims adjusters. Cover every stage of the claims lifecycle — from denial letters and reservation of rights to recorded statement scripts, fraud analysis memos, and compliance checklists — all with professional bracketed variables ready to fill in and fire.
Generate coverage grant letters, denial letters, reservation of rights notices, closure summaries, and reserve justification memos in seconds — not hours. Every prompt is pre-engineered with the exact legal tone, policy citation structure, and defensible language senior adjusters use.
Handle angry claimants, attorney demands, DOI complaints, vendor disputes, and rental authorizations with polished, professional copy that's ready to review and send — not start from scratch.
From fraud red-flag analysis tables and medical chronology builders to state-specific compliance checklists and bad faith risk audits — these prompts help you think like a senior adjuster on every file.
Every single prompt was reverse-engineered from the exact documentation types, claimant scenarios, and compliance pressures that claims adjusters face daily. No fluff, no generic 'write an email' prompts.
Grant letters, denial letters, reservation of rights notices, and coverage position memos with precise legal tone.
Fraud red-flag tables, recorded statement scripts, medical chronology builders, and state compliance checklists.
Claimant de-escalation scripts, attorney demand responses, vendor authorization letters, and reserve justification memos.
No. These prompts work with the free version of ChatGPT (GPT-3.5). That said, using GPT-4o or GPT-4 (available on ChatGPT Plus) will produce noticeably better output — especially for coverage letters, legal-tone documents, and complex liability memos. We recommend upgrading if you plan to use these daily.
Absolutely — these prompts are especially valuable if you're earlier in your career. They act as a senior-adjuster co-pilot: they know what a reservation of rights letter needs to say, how to structure a liability assessment memo, and what questions belong in a recorded statement. Just fill in the bracketed variables with your claim facts and you get professional output that would take years of experience to replicate from scratch.
The 45 prompts span auto liability, first-party property (residential and commercial), bodily injury, workers' compensation, general liability, and complex/specialty lines. Most prompts include a bracketed [Line of Business] variable so you can adapt them to your specific claim type in seconds.
These are designed for use in ChatGPT (or any AI assistant that accepts text prompts — Claude, Gemini, Copilot, etc.). The output is plain text, so you can copy the result directly into your CMS diary, word processor, or email client.
One-time purchase. You get the full 45-prompt toolkit as a downloadable file — yours to keep, copy, and use on every claim forever. No monthly fees, no login required after purchase.
45 prompts. Five categories. Built specifically for the documentation realities of insurance claims adjusting.
Download Now — $39